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Should Hillary Drop Out?

Wednesday, May 21st, 2008

Turn On, Tune In, and Drop Out

With all of the pundits giving their 2 cents on whether or not Hillary should drop out, I’ve found that I’ve changed my own mind at least twice. This is another example of the media dumbing us down. Sometimes when I’m watching coverage of the Democratic race, I wonder if one of the pundit’s is going to say, “Ok, this is enough guys. We obviously don’t have any news to report so we’re just giving our opinions here. Are we a news channel or “The View?”.

But what can I say, I still catch myself watching them argue and discuss whether or not Hillary should drop out. Until I snap out of it of course, and then go and try to do something productive. Anyway, with all of the talk between party lines and on the news stations about this topic, I felt I had to throw a short post out about it. I am so tempted to give my opinion, but really, who cares? You’ve already heard every possible angle or scenario. Next time you’re watching the news and they start to talk about this, please just turn the channel.

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Tags: Grinds My Gears, Politics
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Credit Card Companies

Monday, May 5th, 2008

Capital One Says- Thank You for Your Business!

No, no, no… thank YOU! I really appreciate you extending me credit at 20% interest and charging me outrageous fees if I pay a day late or go over my limit by a couple dollars. I’m confused, is your goal to push me into bankruptcy?

In all seriousness, credit card companies and predatory loan companies really frighten me. I believe these people are quite possibly the worst people on the face of the earth (hey doctor’s, at least you can say you give better service than these people!). Take a look at what Capital One sent me a few days ago:

Capital One Notice of Agreement Changes

Where do I even begin with this one?

Take a look at the first red arrow at the top. As you can see, the larger your balance gets, the larger your late fee becomes. But why does the increase stop at $250? Why is the max fee $39? I’m not going to try and answer those questions, all I can say is that they have their reasons… Just rest assured that it’s the people who are worse off that are paying the higher fees.

Look at the red arrow below the top one. Over the Credit Limit Fee!!!! Yay! “Is your balance higher than $500? Great!!! We are going to charge you double the fee!” This just isn’t right and I really don’t have to say anything to make that point. I bet the executives at Capital One even blush when asked about that one.

Let’s assume you had a bad month and you have to pay your credit card bill at the last minute. Let’s also assume that you have a $675 balance and a $750 credit limit. A week goes by and then you notice that the check you sent to Capital One arrived one day late, and to make matters worse, the money you deposited didn’t clear before the check was cashed so your check bounced! Holy crap, what just happened? I’ll tell you…

(more…)

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Tags: Grinds My Gears, Social Issues
Posted in Grinds My Gears, Social Issues | 1 Comment »

Doctor’s Appointment

Friday, May 2nd, 2008

What Time is Your Doctor’s Appointment?

Does it matter? You’ll sit in a 6X5 room for an hour or longer just waiting to be graced by their presence. I really didn’t want to post a “Grinds My Gears” post today, but I’m afraid I’m forced to.

A friend of mine had a doctor’s appointment today. “2:45 sharp” they said. She shows up early, waits in her cell until about 4:30 when she finally had no choice but to leave to go pick up her nephew. She left to go pick up her nephew when her brother called and said he could pick him up. She went back into the office at 4:40 and they would not let her in to see the doctor. They said that because she left, he would not see her and she would have to reschedule… and they snickered as my friend was crying in pain.

Oh how our health care system is such a joke here in the US. I really just get upset when I think about the scumbag doctors, pharmaceutical companies, pharmacies, and others that only care about the mighty dollar. Who ARE these people??? I am a transportation broker and even I’M available to my customers 24 hours a day, 7 days a week. It’s called “customer service”, but doctors absolutely do not care about their patients, so you will not receive any customer service from doctor’s or their staff. Have you tried to call your doctor after hours when you need something? Haha, I know, that’s funny.